Not Notifying Medicare That You’ve Left Employer Coverage
Does Medicare still think you you have Employer Sponsored coverage? One phone call to Medicare/Social Securty to notify them of the change of coverage- that you no longer have employer health insurance- could very well prevent future denials and big issues.
In a perfect world, if everythng ran perfectly smoothly, Medicare would automatically be aware that you are no longer working for your former employer and that you have left that coverage. If this were the case, Medicare would then know that it is now your primary insurance (instead of being your secondary which was probably the case when you worked), and it would begin to pay as primary.
This is how it is supposed to work and this is how it works for most of the time. However, in many cases, Medicare is not notified that you left work and that employer coverage has stopped. If this were the situation, when you present your Medicare card to the doctor or facility, Medicare might deny those claims because they believe the bills should have gone to your employer insurance first. A world of headache.
Let’s be proactive and avoid this mistake! Make a simple phone call the Medicare at (800) Medicare. Inform then that you have left your employer and that you no longer have health coverage through your job. You will confirm with Medicare that Medicare is now your primary coverage. An ounce of prevention… While mistkae do happen, it is important to try to avoid them! Since even the most prepared person might encounter issues, it’s in your best interest to work with an independent Medicare broker who knows what they are doing when it comes to Medicare. We are here to help you every step of the way! Wouldn’t it be nice to have someone on your side with Medicare? Just call Allen Heffler – MyMedicareAdvisor at (215) 658-1776.
Please click on the ALLEN HEFFLER to read next Article “Seven Medicare Mistakes to Avoid- Mistake # 5”